2026 Charitable Giving Just Changed — Here’s What Small Business Owners Need to Know

Donating to a cause you care about is always a good thing. But when the tax rules change — the way you give should too.

 

 

What’s Changing: The “One Big Beautiful Bill Act” (OBBBA)

Starting in 2026, a sweeping federal reform called the One Big Beautiful Bill Act (OBBBA) will change how charitable donations are treated on your taxes.

Here are the most important changes:

  • 0.5% AGI Floor for Deductions
    You’ll only be able to deduct charitable gifts if they exceed 0.5% of your adjusted gross income (AGI) — meaning small donations may no longer be deductible for high earners unless they hit that threshold.
  • Reduced Write-Offs for High Incomes
    If you’re in a higher tax bracket, you’ll get less benefit per dollar donated than before. The deduction is now capped for upper-tier earners.
  • A New Break for Non-Itemizers
    For the first time, non-itemizers can deduct up to $1,000 (or $2,000 joint) in direct cash gifts to public charities — a huge win for everyday donors and small businesses.
  • Corporate Giving Rules Tighten
    Businesses must donate at least 1% of taxable income to qualify for a charitable deduction. If you give less, you get no deduction.

 

 

Side-by-Side: 2025 vs. 2026

Giving Year Tax Benefit Strategy Best For Key Message
2025 No AGI floor. Full deduction for itemizers. Give now to maximize benefits under current law. High earners, early givers. “Max your impact before the floor hits.”
2026 Deduction floor of 0.5% AGI. Capped benefits for high-income. Non-itemizers can deduct. Give with a strategy — and focus on value beyond tax savings. Small businesses, non-itemizers, cause-based brands. “You don’t have to itemize to benefit.”

 

What Does This Mean for You?

If you’re a small business owner, here’s what you’re likely asking:

  • Should I still donate?
    Yes — but how and where you donate matters more than ever.
  • Can I still get a write-off?
    Yes, but the amount may be affected by the new floors and caps. Planning matters.
  • Where should I give?
    To causes that align with your values and your goals — like visibility, community impact, or marketing.

 

 

Smarter Giving: Get Something Back

This is where we come in.

Giving Love Outreach isn’t just a nonprofit. We’re a youth-powered campaign lab teaching real media skills to the next generation. When you donate:

✅ Your dollars fund student-led creative campaigns
✅ You receive marketing materials in return
✅ You qualify for a tax-deductible donation
✅ And your brand is seen supporting something real

You’re not just writing off a donation.
You’re writing yourself into the story of what comes next.

 

 

Instead of Sending It to Uncle Sam…

What if you could decide where that 10% goes?

Before tax season comes knocking, make a move that matters.

  • Donate smarter
  • Empower youth
  • Walk away with content that actually speaks to people

[👉 Plan Your 2025 Gift]
[👉 Learn About 2026 Giving Strategy]

 

 

🙋 FAQ

Q: Can I still deduct donations if I don’t itemize?
Yes! Starting in 2026, you can deduct up to $1,000 (or $2,000 jointly) even if you don’t itemize. That’s brand new under OBBBA.

Q: Does my donation qualify for a write-off?
Yes — if it’s a cash gift directly to a public charity like Giving Love Outreach, and it meets the thresholds.

Q: Can businesses deduct donations?
Yes — but in 2026, you must give at least 1% of taxable income to qualify. We can help you meet that threshold with high-impact, low-lift partnerships.

Q: How does Giving Love Outreach offer services in exchange?
Our for-profit arm donates time and labor to fulfill campaigns and services — which is why you get results, not just a thank-you card.

Q: Is this legal?
Absolutely. We operate transparently through a dual-entity model and follow IRS guidelines for nonprofit contributions.

 

 

Bottom Line

The rules are changing. But the opportunity to make your donation count has never been clearer.

Whether you’re:

  • A small business owner looking to build community trust
  • A cause-driven donor who doesn’t itemize
  • Or just tired of writing checks to Uncle Sam without seeing the results… We’ve built a giving model for you.

 

 

Ready to Turn a Donation Into Real-World Impact?

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